Top 5 Ways to Improve Your Credit Score
October 30th, 2009 by admin
Top 5 ways to improve your Credit Score1. Pay your bills on time. Late or outstanding payments have a negative impact on your credit score. Your score improves the longer you pay your bills on time.
2 Keep revolving credit balances low. If you currently use credit cards or revolving credit, ideally pay it off in full each month or keep the balances as low as possible. High balances negatively impact your credit score.3. Don’t close unused credit cards and don’t open new credit lines you don’t need. This can actually lower your score.
4. Limit your credit. Don’t open multiple new accounts in a short period of time. This will lower your average account age. 5. Manage your credit responsibly. Assuming you make your payments on time using credit cards and installment loans will help raise your credit score.
If you don’t know how to get your free annual credit report go to www.free–creditreport.com and follow the simple steps.
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